Shared Branches

CO-OP Shared BranchYou Asked for More Branches — Now You Have It!

Healthcare Employees FCU Proudly Announces An Exciting New Service for Members:  Shared Branching!

Find a Shared Branch location close to you (new window/tab).


What is Shared Branching? Shared Branching is a cooperative network of credit unions that allows members of participating credit unions throughout New Jersey and the United States to perform transactions at locations in other participating credit unions and stand-alone service centers.  Your membership and accounts remain at your credit union, but allow you to access your accounts and conduct business with your credit union through any shared branch location. Shared branch locations are identified by the logo above. The following types of transactions are available at most shared branch locations:

Account Balance Inquiries Deposits
Withdrawals Loan Payments
Transfers between accounts Traveler’s Checks
Money Orders And Much More!

*Please note that there may be costs associated with certain services and transactions rendered – ie. traveler’s checks, money orders, etc.  HEFCU will not charge its members for balance inquiries, transfers or loan payments.  There will be a charge for withdrawals and deposits+.

How do I find a Shared Branch location? There are more than 4,000 locations nationwide for your convenience while traveling or on vacation.  Shared Branching also provides you the convenience of maintaining your relationship with your credit union if you relocate.  The most up-to-date shared branch locations are available online at  This site also has a zip code locator to simplify your search.   You can also call 888-SITE-CO-OP to find a location nearest you.

Where do I go once inside the location to process my transactions? Look for the logo above at the teller windows.  At most shared branch locations all tellers will accept shared branching transactions.  If you are not sure, just ask a member service representative to direct you.

How do I use a Shared Branch?

  1. Visit the location of your choice.
  2.  Identify yourself as a shared branching member and provide the teller with your credit union name and account number.
  3. Show the teller valid photo identification.
  4. Complete your transaction.


(+effective 6/1/17)