All HEFCU offices will be closed on Monday, January 20, 2025 in observation of the Martin Luther King Jr. Holiday.
Limited Time Offer: Receive a .50% rate discount on Electric or Hybrid auto loans, 60 month term or greater!
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Healthcare Employees Federal Credit Union is dedicated to providing personalized financial solutions to New Jersey's healthcare employees and their families. We strive to improve the financial health of those that work tirelessly to improve our physical and mental health.
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Healthcare Employees Federal Credit Union offers affordable loan rates that fit our members' needs. With flexible term options and a simple online application, the possibilities are endless.
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Passing down prosperity or generational wealth – money and assets passed down through families – is vital for a strong community, however, many barriers including race, gender, and income keep people caught in a cycle of debt, preventing them from creating a lasting financial legacy. Join us for an insightful webinar where you will learn how to make decisions to invest in yourself and the future generation, to build a stronger financial future.
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As we welcome 2025, big changes to Social Security will impact retirees and those nearing retirement. Staying informed is key to maximizing your benefits and planning for financial stability in your golden years. Whether you’re already drawing Social Security or preparing to apply, here’s what you should know...
New Year’s resolutions are a mixed bag for many of us. On the one hand: personal betterment! On the other hand: methodical auditing of our refrigerator, checking account, and various vices. On the cusp of a fresh calendar year, we feel compelled to immediately transform our lives, but—as is the case with most good things—change takes time. This is especially true when it comes to financial goals. And in the aftermath of steep holiday spending, our goalposts can feel…far away.
If you want a few financial resolutions that you can achieve early into the new year (because who doesn’t love an easy to-do list??) here are some suggestions.
Think about how many household appliances you use on a regular basis. From refrigerators to coffee makers, the list seems endless! Many of these appliances will routinely need replacing, and that can be expensive. If you time your purchases right, you can save big on all kinds of appliances. Here’s when to buy household appliances throughout the year.
It is common to feel unprepared for the future with so many responsibilities in our day-to-day lives. If you’ve ever caught yourself staring at your 401(k) statement blankly or questioning whether a Roth IRA is the right move, you’re not alone. With guidance, these accounts can feel less daunting and more like tools you can confidently use to secure your future.
The first few days after you bring your baby home is an exciting time that can also be a bit stressful. So can the first few weeks. Many parents also find the first few months stressful, while others are stressed over their parental commitments a while longer. It’s easy to get caught up in sleepless nights, organic baby food and reading every book you can find, but sometimes parents forget an obvious priority: teaching and helping your child to save money as they grow up.
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