Less Interest, More Car.

Rates as low as 4.74% APR

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Financial Healthcare

Better loan rates - Better Savings/Checking Rates - Better Service!

The Credit Union where Everyone gets better

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Unlock the Power of Your Home's Equity

HELOC's as Low as 6.50% APR

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Stop Dreaming and Start Living Your Best Life

With a Fixed Rate Home Equity Loan from HEFCU

Rates as low as 5.24% APR

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Healthcare Heroes Deserve Better

Elevate Your Financial Health with HEFCU

Preferred Partner of NJHA - New Jersey Hospital Association

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Not in Healthcare? No Problem.

You can still Elevate Your Financial Health with HEFCU

Open a High-Yield Savings Account Today!

You Deserve Better Checking

Open a High-Yield Checking Account with Rates as High as 4.07% APY

Join us and see the difference!

Greenlight Debit Cards - Free

A Member Exclusive!
Debit Card, Savings, and Investment Tools for Kids

Create chores, set allowance, monitor spending, transfer funds, and more

More About Greenlight Debit Cards

You Deserve Healthier CD Rates

CD Rates as High as 4.072% APY

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Savvy Money

A Credit Score Solution For You

Check your credit score with ease in our Online Banking or Mobile App

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Healthcare Employees Federal Credit Union is dedicated to providing personalized financial solutions. We strive to improve the financial health of those that work tirelessly to improve our physical and mental health.

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CO-OP Locator

Find a CO-OP ATM or Shared Branch Near You

Do More, Pay Less

Healthcare Employees Federal Credit Union offers affordable loan rates that fit our members' needs. With flexible term options and a simple online application, the possibilities are endless.

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News and Events

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Pass Down Prosperity Webinar

with Greenpath

Passing down prosperity or generational wealth - money and assets passed down through families - is vital for a strong community, however, many barriers including race, gender, and income keep people caught in a cycle of debt, preventing them from creating a lasting financial legacy. >>

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Set 'Em and Forget 'Em: 4 Financial Resolutions You Can Accomplish Now

Discover four easy financial resolutions you can implement today to boost your savings and enhance your financial health... >>

Important Social Security Updates for Retirees in 2025

Stay informed to manage your retirement finances effectively... >>

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Demystifying Retirement

Explore various retirement account options, including 401(k)s, Roth IRAs, Traditional IRAs, and SEP IRAs... >>

Set, Strive, Succeed

Are you ready to take control of your credit journey? With our credit score solution available in your mobile app, you can Set, Strive and achieve Success like never before. Whether you're working to boost your score or planning for future financial goals, we've got you covered. >>

What Kind of Home Improvement Projects Will Add Value to my Home

Discover the top home improvement projects that can significantly increase your property's value... >>

HEFCU will be closing at 3:30 pm on Friday, May 23rd, and closed May 26th - Memorial Day.

HEFCU mobile and online banking will be unavailable Tuesday, June 3, 2025. and all-day June 4, 2025, for a conversion to a new and improved mobile and online banking service!