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Digital Banking

Anytime, Anywhere Banking

With HEFCU's robust digital services, you can manage your finances from sun up to sun down; from home or from the road.

Online Banking

Enroll in Online Banking for easy, secure online account management. Within Online Banking settings, you can also enroll your device for text banking. With Online Banking, you can:

  • View account balances and transaction history
  • Pay one-time and recurring Bills with our FREE Bill Pay service
  • Schedule transfers between your HEFCU accounts
  • Pay your HEFCU loans
  • View your free credit report, credit score and personalized suggestions
  • View historical eStatements
  • Enroll in account alerts; including activity, security and balance alerts
  • Send and receive secure messages with member services
  • Request a Stop Payment for your Checking
  • Submit an online loan application

If you need help, Online Banking Customer Service is available 24/7 at 1-888-643-8733. Bill Pay Customer Service is available Monday-Friday, 7:30am-2am EST at 1-877-260-0064 or via a live chat when you are logged in.


Mobile App

Download the HEFCU mobile banking app, available for iPhone and Android users.  With the mobile app, you have all the convenient features of online banking; plus the ability to deposit checks through the app1 and locate your nearest branch or ATM.
Configure biometric log-in for additional ease and security.
App Store          Google Play


digital wallets

The only card you'll ever need is your phone when you add your HEFCU Visa debit card to Apple, Google or Samsung Pay. Securely carry your debit card information on your mobile device and enjoy the convenience that digital wallets offer.

CardValet® App

CardValet® helps you control your Debit Card, making it easy to set alerts and manage your finances on the go. Download from the App Store or Google Play.

  • Turn your cards on or off, in an instant, for any reason
  • Control transactions by category or by dollar amounts
  • Easily set, customize and modify purchase alerts
  • Set spending limits for general use or specify thresholds by merchant type; such as gas, groceries or retail stores
  • Set controls by geographic location

1All checks deposited after 4pm ET, will be viewed the next business day and all deposits have a 3-day hold automatically placed.

  • Auto Loan

    as low as
  • Credit Card

    as low as
  • Home Equity Loans

    as low as
  • Share Secured Loan

    as low as