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First Mortgages

Buying a home is an exciting milestone, and may be the biggest purchase you make in your life. That's why we''re invested in providing you with personalized service and expert guidance, every step of the way.

  • Purchase or Refinance
  • Conventional, Jumbo, VA and FHA Loans available
  • Low rates and flexible terms
  • Fixed and Adjustable Rate loan options
  • Buy a home using the HomeAdvantage Program and receive a cash reward at closing. The average cash reward paid to members using the program is $1,600

Mortgage Center    Apply Online

Visit our Mortgage Center to learn about the home buying and mortgage process, calculators to determine how much you can afford, compare loan options and today's rates and apply for pre-approval.

HOME ADVANTAGE PROGRAM

As a member of HEFCU, you have access to the HomeAdvantage® program; providing you with all the tools you need to find and close on the home of your dreams.

  • Find the right Agent - Search through our network of top, local real estate professionals to find one that is right for you.
  • Find your perfect home - Search for the home of your dreams. Save your search and get email alerts when new properties are available.
  • Earn cash rewards - Use one of our agents to buy or sell your home, and save $100's to $1,000's in Cash Rewards* when you close.

Learn More

*HomeAdvantage is available to you through your credit union membership. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using the credit union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. The credit union may have specific rules on how Cash Rewards will be paid. Cash Rewards are void where prohibited by law or the lender. Please consult with your credit union for details that may affect you.

 

Call our loan department at (800) 624-3312, option 3, for further details.

The Consumer Financial Protection Bureau (CFPB) also have resources available to homeowners.  Visit the CFPB site (new window/tab).

Mortgage Loan Originator:  Yi G Chen, NMLS# 2395997
Mortgage Loan Originator:  Alem Muslic, NMLS# 1042540
Mortgage Loan Originator:  Priyanka Sethi, NMLS# 2023056

Federal Institution Account #422958
NMLS Consumer Access Website:  www.nmlsconsumeraccess.com (new window/tab)

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  • Home Equity Loans

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  • Share Secured Loan

    as low as
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