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Skip a Pay

Take a Vacation from Your Next Loan Payment!

If you have an auto or personal loan with HEFCU, you may be eligible to skip one monthly loan payment per year!  With our Skip a Pay program, eligible members can skip one loan payment, every 12 months, for a nominal service fee of $25.  You choose what month you would like to skip your paymemt to keep some extra cash in your wallet.  To determine if your loan is eligible for Skip a Pay, contact us at 609-951-0700, option 3 and ask to speak with a loan representative.

Skip a Pay Conditions

  • Skip a Pay is available for Auto and Personal loans only
  • Six (6) consecutive loan payments must have been made prior to the Skip a Pay
  • You may choose to skip one (1) monthly loan payment, per eligible loan, during a 12-month period
  • There is a $25.00 processing fee per Skip a Pay
  • All obligated borrowers or guarantors must sign the Skip-A-Payment Member Authorization Request form.
  • Delinquent loans are not eligible
  • Interest will continue to accrue

Skip a Pay Request Form

 

  • Auto Loan

    as low as
    4.00
    %
    APR*
    Calculate
  • Credit Card

    as low as
    8.99
    %
    APR*
    Calculate
  • Home Equity Loans

    as low as
    4.49
    %
    APR*
    Calculate
  • Share Secured Loan

    as low as
    4.75
    %
    APR*
    Calculate