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IRA

Are you saving for a financially secure retirement? The sooner you start, and the more you save, the better off you'll be when you retire. Let us help you along the way with our IRA solutions. An IRA is an individual retirement account created by the Taxpayer Relief Act of 1997. IRA accounts are traditionally used as retirement savings accounts. They allow limited contributions to be made throughout the tax year and distributions are generally tax-free after meeting minimum aging requirements.

IRAs can offer tax advantages and supplement other retirement investment plans.*  Plus, your IRA savings are federally insured by the National Credit Union Share Insurance Fund to a maximum of $250,000

HEFCU IRA Savings Account

  • Helps build retirement savings
  • Tiered rate system - the more you save, the more you'll earn
  • Make contributions via payroll deduction or direct deposit
  • Transfer or roll over IRAs from other institutions
  • Initial deposit of $500 required to open

HEFCU IRA Share Certificates

  • Offer premium dividend rates with terms ranging from 6 months to 3 years
  • Minimum balance of $1,000 required in order to open 

 

*Consult your tax professional for specific advice

  • Auto Loan

    as low as
    4.00
    %
    APR*
    Calculate
  • Credit Card

    as low as
    8.99
    %
    APR*
    Calculate
  • Home Equity Loans

    as low as
    4.49
    %
    APR*
    Calculate
  • Share Secured Loan

    as low as
    4.75
    %
    APR*
    Calculate