Personal

A personal loan offers a fixed rate and term so you can budget your monthly payments.  We offer easy and convenient financing.  Apply (new window/tab) online 24/7!

  • Loan amounts up to $15,000 available
  • You can prepay your loan at any time without penalty
  • Terms available up to 5 years
  • Member’s Choice Credit Disability and Credit Life Insurance (PDF – new window/tab) coverage available
  • 0.25% Loan Loyalty discount on our current rates for members who have a current loan with HEFCU in good standing and/or a HEFCU loan paid within the past 18 months
  • Payroll Deduction/direct deposit available for repayment
  • A $5.00 application fee, per applicant, is waived should you be approved and accept loan disbursement
  • Use for education, debt consolidation, vacation, etc.
  • View our current rates

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Call the Loan Department at (800) 624-3312, option 3, for further details.