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Shared Branch

Near or far, we'll be where you are! In addition to HEFCU's locations, you can access your HEFCU account at more than 5,000 Shared Branch locations and 50,000+ surcharge-free ATM locations across the US. Whether you're in town, traveling or making a big move; your HEFCU account moves with you and provides the ultimate in convenience and account access.

Find your closest Shared branches, fee-free ATMs and deposit-taking ATMs with our convenient locator below

About Shared Branching

Shared Branching is a network of cooperating credit unions who allow their members to conduct transactions at any participating branch location. As a participant in the CO-OP Shared Branch network, HEFCU members can access their accounts at more than 5,000 locations nationwide. You can conduct routine transactions like deposits, withdrawals, loan payments and transfers between HEFCU accounts. Many Shared Branch locations also offer money order and cashier check purchases for a fee.

When visiting a Shared Branch location, you will need your HEFCU membership number and a valid photo ID.

*Please note that there may be costs associated with certain services and transactions. Refer to our current Fee Schedule.

Fee-Free ATM Access

HEFCU participates in several surcharge-free ATM networks, to provide you convenient access to your cash, wherever life may take you. When you withdraw at a participating ATM in the CO-OP, AllPoint or CULIANCE network, you won't be charged a fee by HEFCU or the ATM owner.

CO-OP Locator

Find a CO-OP ATM or Shared Branch Near You