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About Us

About HEFCU

Healthcare Employees Federal Credit Union (HEFCU) is the full-service, not-for-profit financial institution dedicated to improving the lives of New Jersey's healthcare employees. With a wide selection of low-rate loans, free Checking, convenient online and mobile banking and nationwide account access; we're working hard to improve the financial health of those that work tirelessly to improve our physical and mental health.

You can join the credit union by opening a Primary Savings with an initial deposit of at least $5. Your Primary Savings establishes your membership with HEFCU and allows you to take advantage of all the accounts, loans and services we have to offer.

Who Can Join? Membership Application

Mission Statement

Our mission is to empower our members and communities to achieve lifelong financial well-being by delivering accessible, innovative, and personalized financial solutions. We are committed to enriching lives, fostering trust, and serving as a responsible, caring partner—today and tomorrow in order to remain "The Credit Union Where Everyone Gets Better."

Values Statement

Our credit union is committed to leading with empathy, acting with integrity, and serving with passion. We champion financial well-being by putting people first—members, employees, and communities alike. Our foundation is built on trust, simplicity, security, and sustainability. We are passionate, knowledgeable, and collaborative—dedicated to exceeding expectations and supporting every member's lifelong financial journey with dignity, respect, and unwavering commitment. The credit union:

1. Fosters inclusion, builds meaningful relationships, and pursues excellence in everything we do.

2. Is committed to progress, embracing innovation and continuous learning to evolve and improve.

3. Connects diverse voices, collaborates transparently, and creates opportunities that empower individuals to reach their highest potential.

4. Serves with spirit, and takes pride in enriching lives through trusted, personalized service.

5. Managers our resources wisely, protects member privacy, and invests responsibly to ensure long-term stability and impact.

6. Values our members and employees as well as their input, and responds with accountability, upholding the principles of the credit union movement through cooperation and shared purpose.

Vision Statement

Our vision is to be a lifelong trusted financial partner of choice—empowering financial well-being, transforming communities, and inspiring a culture of people helping people. We strive to lead with integrity, earn trust through exceptional service, and help every member achieve their financial goals and dreams.