
Skip a Pay

Take a Vacation from Your Next Loan Payment!
If you have an auto or personal loan with HEFCU, you may be eligible to skip up to two monthly loan payments per year! With our Skip-a-Pay program, eligible members can skip a payment for a nominal service fee of $35 for each payment skipped. You choose what month you would like to skip per offer and keep some extra cash in your wallet. To determine if your loan is eligible for Skip-a-Pay, contact us at 609-951-0700 and ask to speak with a loan representative.
Skip a Pay Conditions
- Skip-a-Pay is available for Auto and Personal loans only
- Six (6) consecutive loan payments must have been made prior to the Skip-a-Pay
- You may choose to skip two (2) monthly loan payment, per eligible loan, during a 12-month period
- There is a $35.00 processing fee per Skip-a-Pay
- All obligated borrowers or guarantors must sign the Skip-Payment Member Authorization Request form.
- Delinquent loans are not eligible
- Interest will continue to accrue