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Share Certificates

With a Share Certificate, you earn a higher dividend rate by commiting to keep your funds on deposit for a set term. The longer term you select, the higher yield you will earn. 

We offer flexible Certificate terms ranging from 6 months to 60 months. A minimum of $1,000 is required to open a Certificate.

**Check out our 40th Anniversary Special Today!**

IRA Share Certificates are available as well.

Dividends are compounded quarterly and credited to your Certificate account quarterly.  If you close your certificate account before dividends are credited, you will be subject to an early withdrawal fee which is equal to the unearned interest through to maturity.