Skip-A-Pay

Give Yourself the Gift of More Money!  Skip a Payment on your loan!

Do you currently have a HEFCU Auto or Personal Loan? If so, you may be eligible to skip one monthly loan payment! HEFCU is here to help members lighten the burden on their budget. As a valued credit union member, you have the opportunity to Skip-A-Payment on your loan! For a small $25 processing fee, you can choose which month you would like to skip your payment. It’s that simple! Put some extra cash back into your pocket. Certain restrictions and conditions may apply. To see if you are eligible, contact us today at 609-951-0700, option 3 and ask to speak with a loan representative.

  • You may elect to skip one (1) monthly loan payment during a specific month for each 12-consecutive month period.
  • There is a $25.00 processing fee for each loan payment you choose to skip.
  • All obligated borrowers or guarantors must sign a Skip-A-Payment Member Authorization Request form.
  • This offer is good on the following loan types only: Auto and Personal Loans
  • For a loan to qualify, you must have already made the last six (6) monthly payments.
  • Delinquent HEFCU loans are not eligible for Skip-A-Payment.

Download the Skip-A-Payment Request Form Today (PDF – new window/tab)!