HEFCU Rewards

This program encourages members to participate more actively in the credit union and in return, rewards members based on the strength of their account relationship. Based on their combined deposit and loan balance, each member automatically qualifies for one of the three benefit levels:  Gold, Silver or Bronze.  The stronger your account relationship with HEFCU, the greater your rewards!

How Does It Work?

The combined balance on the last day of each month determines the member’s rewards level for the following month.  Your rewards level will appear on your HEFCU Statement.  For example, if your aggregate deposit and loan balance on July 31 is $12,000 then your rewards level for the month of August will be Silver.

How can you participate more actively in the Credit Union and earn rewards?

  • Direct Deposit your paycheck to our credit union
  • Open a Home Equity Loan at our low rates
  • Consolidate your debts with a low interest loan with us
  • Refinance your Auto with us
  • Transfer your Credit Card balances to our VISA Credit Card
  • Move your Checking account to our credit union and get access to over 800 No-Surcharge ATM’s in NJ (40,000 Nationwide) with a HEFCU Debit Card
  • Open a High Yield Money Market account with us


View our HEFCU Rewards Schedule (PDF – new window/tab).

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NOTE:  Only accounts HEFCU portfolio’s will be included for Rewards.