Insurance

Since 1973 The Family Security Plan® has been connecting credit union families with high quality supplemental insurance benefits that fit your lifestyle and budget. With HEFCU and The Family Security Plan® on your side, take the first steps toward securing your family’s future.

Through a partnership with The Family Security Plan®, we are pleased to offer members:

Whole Life Insurance – Secure your family’s future with permanent protection that never expires.  Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy.

Term Life Insurance – If your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time.

Disability Income Insurance – In the event that you are unable to work due to a disabling injury or illness this is a convenient, affordable way to ensure you have income.

Critical Illness Insurance – Focus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness.*

Accident Insurance – Handle the medical and out of pocket costs that add up after a covered accidental injury with this benefit.

No Cost Accident Benefit – Nothing is more important to us then our member’s financial future. We are happy to offer you, at no cost, the Private Passenger Accident Plan. Through this plan you will receive up to $240 per day you are hospitalized due to an accident in a private passenger automobile.**

For a personal consultation or to begin building a customized Family Security Plan® program, visit your dedicated Family Security Plan Representative in the lobby or call 855-789-4976.

To find out more about any of The Family Security Plan® programs, visit https://www.familysecurityplan.com/hefcu/.

*Covered critical illnesses are defined in the policy.
** The first day of a hospital stay must occur within 90 days of the accident causing injury. The maximum hospital stay period that the benefit is paid per accident is 30 days, with said period including any re-admittance period occurring from the same accident within 180 days after discharge. Coverage available to eligible individuals annually for placement/renewal from the ages of 18-80; upon attaining age 70, the benefit shall be reduced by 50% and upon attaining 80, coverage is terminated/not available. Certain types of accidents and coverage are excluded.


You trust Healthcare Employees Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. Now we’ve joined with a dedicated team of insurance professionals to bring you Life, Auto, Homeowners and Health Insurance Programs.

Insurance Solutions For Everything That Matters. Find Out More.