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Credit Cards

For those who like to keep it simple, keep it secure and save; we offer the HEFCU Visa.  With rates as low as 8.99% APR and no annual fee, this is the card you'll want to hang on to for everyday use.

  • No annual fee
  • No balance transfer fee
  • Secure, EMV Chip Card technology
  • Low rate of 8.99% APR for the Platinum Visa
  • Low rate of 12.00% APR for the Classic Visa
  • Easy online account management
  • Zero Liability Protection against fraudulent purchases
  • Worldwide acceptance
  • Tap to Pay functionality
  • 24/7 Cardholder Service
  • Card Valet
  • eCS - Electronic Customer Service

Carry the card your wallet deserves and apply for the HEFCU Visa today!

Manage Your Credit Card Online

View your balance, transaction details and statements, make payments and more using eCS (Electronic Customer Service). If this is your first time, simply click “Enroll Now” and follow the prompts to register. 

Important Numbers

If you need to report a lost or stolen card, please call:  1-800-344-6510 
For 24/7 Customer Service, call:  1-800-344-6510
 

Tell Us Before You Travel!

If you are traveling outside of the United States, please call us in advance at 1-800-624-3312, option 3, to notify us of when and where you will be traveling. This will help to ensure that you have uninterrupted access to your HEFCU credit card while traveling.

A $10.00 application fee, per applicant, is waived should you be approved and accept the card. 

  • Auto Loan

    as low as
    5.20
    %
    APR*
    Calculate
  • Credit Card

    as low as
    8.99
    %
    APR*
    Calculate
  • Home Equity Loans

    as low as
    5.69
    %
    APR*
    Calculate
  • Share Secured Loan

    as low as
    5.25
    %
    APR*
    Calculate