Secure your loan with the funds on deposit in your credit union share savings account to earn a low interest rate on your loan and dividends on your share account. A $5.00 application fee, per applicant, is waived should you be approved and accept the loan disbursement. We offer easy and convenient financing. Apply (new window/tab) online 24/7!
- No fees to apply
- Prepay your loan at any time without penalty
- Excellent product for those who wish to establish credit history and improve their credit history
- Choose the repayment term that fits your monthly budget
- Member’s Choice Credit Disability and Credit Life Insurance (PDF – new window/tab) coverage available
- 0.25% Loan Loyalty discount on our current rates for members who have a current loan with HEFCU in good standing and/or a HEFCU loan paid within the past 18 months
- Payroll deduction/direct deposit available for repayment
- View our current rates
Call the Loan Department at (800) 624-3312, option 3, for further details
