A share secured credit builder loan offers a fixed rate and term so you can try to build or re-establish your credit. We offer easy and convenient financing. Apply (new window/tab) online 24/7!
- Loan amounts of $500, $750, or $1,000
- Low 4.25% APR
- Loan term options: 6 or 12 months
- $5 Application Fee
- To establish credit, members are encouraged to keep the loan open for a minimum of 12 months
- Payments will be made by HEFCU directly from the funds in a frozen HEFCU share account
- Member must be in good standing with accrued interest (maximum of $35) available in their share savings account
- Apply and close the same day
- Electronic closings available
Call the Loan Department at (800) 624-3312, option 3, for further details.