Finance your next “dream machine” with a new vehicle loan offered by your credit union. We offer fast and easy financing. Apply (new window/tab) online 24/7! A $10.00 application fee, per applicant, is waived should you be approved and accept the loan disbursement. You can prepay your loan at any time without penalty.
- Same low rate offered on new and pre-owned autos (up to 10 model years old)
- Up to 125% financing offered based on value and year of car
- Pre-approvals provided before you go auto shopping
- Flexible terms up to 84 months
- 0.25% Loan Loyalty discount on our current rates for members who have a current loan with HEFCU in good standing and/or a HEFCU loan paid within the past 18 months
- Lease Buyouts and Refinancing from other lenders available
- Member’s Choice Credit Disability, Credit Life Insurance (PDF – new window/tab) coverage available
- Guaranteed Asset Protection Plus (GAP Plus) (PDF – new window/tab) coverage available
- Mechanical Repair (PDF – new window/tab) coverage available. Please call 888-751-2709 for details.
- Payroll Deduction/Direct Deposit available for repayment
- Electronic Closings Available – same day approval and closing!
- View our current rates
Call the Loan Department at (800) 624-3312, option 3, for further details.
Note: If you receive a notice from HEFCU requesting you to provide evidence of current insurance (as required by your loan agreement), you can submit this information electronically via www.myloaninsurance.com (new window/tab). Simply click on the link and submit your insurance.
Note: Please be aware that HEFCU is unable to finance cars with a Salvaged Title.