Loan Rates

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Loan Types 1APR* Rate Effective
Unsecuredas low as 10.24%Limit = $15,00012/18/2015
100% Share Secured4.25%No Limit09/10/2019
5 Yr Fixed Home Equity4as low as 4.49%Up to 80% LTV 3
04/01/2018
7 Yr Fixed Home Equity4as low as 4.99%Up to 80% LTV 304/01/2018
10 Yr Fixed Home Equity4as low as 4.99%Up to 80% LTV 304/01/2018
15 Yr Fixed Home Equity4as low as 5.49%Up to 80% LTV 304/01/2018
20 Yr Fixed Home Equity4as low as 5.99%Up to 80% LTV 304/01/2018
5 Yr Balloon Loan Variable43.74%Up to 80% LTV 304/01/2018
Variable (Home Equity Line of Credit)2, 4As low as Prime minus 0.75%Up to 80% LTV 3
5 Yr First Lien Home Equity3.99% Up to 70% LTV04/01/2018
7 Yr First Lien Home Equity43.99%Up to 70% LTV04/01/2018
10 Yr First Lien Home Equity44.49% Up to 70% LTV04/01/2018
15 Yr First Lien Home Equity44.99% Up to 70% LTV04/01/2018
20 Yr First Lien Home Equity45.49%Up to 70% LTV09/01/2018
New / Used Auto 5as low as 2.99%Up to 60 months 604/01/2018
VISA Credit Card Classic12.00%No Annual FeeN/A
VISA Credit Card Platinum8.99%No Annual FeeN/A

Rates are subject to change and do not apply to existing loans.* APR = Annual Percentage Rate
1 Loan rates and/or eligibility are determined by the member’s credit score
2 Minimum APR is 4.00% and maximum is 18.00%; APR is floor rate when Index + Margin is below the floor
3 LTV above 80% offered at a higher rate
4 New Jersey and Pennsylvania residence only
5 New and Used Auto Loans up to 10 model years old
6 72 and 84 month terms available

Please call the credit union at (609) 951-0700 or (800) 624-3312 for the most current rates.
Loan rates and/or Eligibility are determined by the member’s credit score
Certain conditions and restriction may apply to rates, fees, and limits.