Loan Rates

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Loan Rates
Loan Types 1 APR*  Limit Rate Effective
Unsecured as low as 10.24% Limit = $15,000 12/18/2015
100% Share Secured 6.25% No Limit 12/18/2015
5 Yr Fixed Home Equity4 as low as 4.49% Up to 80% LTV 3 04/01/2018
7 Yr Fixed Home Equity4 as low as 4.99% Up to 80% LTV 3 04/01/2018
10 Yr Fixed Home Equity4 as low as 4.99% Up to 80% LTV 3 04/01/2018
15 Yr Fixed Home Equity4 as low as 5.49% Up to 80% LTV 3 04/01/2018
20 Yr Fixed Home Equity4 as low as 5.99% Up to 80% LTV 3 04/01/2018
5 Yr Balloon Fixed Home Equity4 3.74% Up to 80% LTV 3 04/01/2018
Variable (Home Equity Line of Credit)2, 4 As low as Prime minus 0.75% Up to 80% LTV 3  N/A
5 Yr First Lien Home Equity 3.99%  Up to 70% LTV 04/01/2018
7 Yr First Lien Home Equity4 3.99%  Up to 70% LTV 04/01/2018
10 Yr First Lien Home Equity4 4.49% Up to 70% LTV 04/01/2018
15 Yr First Lien Home Equity4 4.99% Up to 70% LTV 04/01/2018
20 Yr First Lien Home Equity4 5.49% Up to 70% LTV 09/01/2018
New / Used Auto 5 as low as 2.99% Up to 60 months 6 04/01/2018
VISA Credit Card Classic 12.00% No Annual Fee  N/A
VISA Credit Card Platinum 8.99% No Annual Fee  N/A

* APR = Annual Percentage Rate
1 Loan rates and/or eligibility are determined by the member’s credit score
2 Minimum APR is 4.00% and maximum is 18.00%; APR is floor rate when Index + Margin is below the floor
3 LTV above 80% offered at a higher rate
4 New Jersey and Pennsylvania residence only
5 New or Used Car Loans pertain to model years 2009-2018
6 72 and 84 month terms available

Rates are subject to change and do not apply to existing loans.
Please call the credit union at (609) 951-0700 or (800) 624-3312 for the most current rates.
Loan rates and/or Eligibility are determined by the member’s credit score
Certain conditions and restriction may apply to rates, fees, and limits.