Loan Rates

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Loan Types 1APR* Rate Effective
Unsecuredas low as 8.49%Limit = $15,00003/25/2022
100% Share Secured4.75%No Limit03/25/2022
New / Used Auto 5as low as 2.49%Up to 48 months03/25/2022
New / Used Auto 5as low as 2.74%60 months03/25/2022
New / Used Auto 5as low as 3.04%72 months03/25/2022
New / Used Auto 5as low as 5.49%84 months03/25/2022
5 Yr Fixed Home Equity4as low as 3.99%Up to 80% LTV 3
03/25/2022
7 Yr Fixed Home Equity4as low as 3.99%Up to 80% LTV 303/25/2022
10 Yr Fixed Home Equity4as low as 4.24%Up to 80% LTV 303/25/2022
15 Yr Fixed Home Equity4as low as 4.99%Up to 80% LTV 303/25/2022
20 Yr Fixed Home Equity4as low as 5.24%Up to 80% LTV 303/25/2022
5 Yr Balloon Loan Variable44.74%Up to 80% LTV 303/25/2022
Variable (Home Equity Line of Credit)2, 4As low as Prime minus 0.75%Up to 80% LTV 3
5 -20 Yr First Lien Home Equity3.99% - 5.24%Up to 70% LTV03/25/2022
VISA Credit Card Classic12.00%No Annual FeeN/A
VISA Credit Card Platinum8.99%No Annual FeeN/A

Rates are subject to change and do not apply to existing loans.* APR = Annual Percentage Rate
1 Loan rates and/or eligibility are determined by the member’s credit score
2 Minimum APR is 4.00% and maximum is 18.00%; APR is floor rate when Index + Margin is below the floor
3 LTV above 80% offered at a higher rate
4 New Jersey and Pennsylvania residence only
5 New and Used Auto Loans up to 10 model years old

Please call the credit union at (609) 951-0700 or (800) 624-3312 for the most current rates.
Loan rates and/or Eligibility are determined by the member’s credit score
Certain conditions and restriction may apply to rates, fees, and limits.