Fee Schedule

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Fee Schedule
FEES AMOUNT
ATM Card Replacement $5.00*
Withdrawals (non-HEFCU ATMs) $1.50*
Balance Inquiry (non-HEFCU ATMs) $0.50*
Copy of PIN # $5.00
Denied ATM/Debit Card Transactions incl. POS (non-HEFCU ATMs) $1.00*
HEFCU Owned ATM Fees $0.00
International ATM Transaction Fee 1% of Transaction Amount
STAR ® ATM Only Cardholder Fee (monthly) $1.00
CHECKING ACCOUNT FEES
Closed Account (Abuse) $10.00
Copy of Check $3.00
Courtesy Pay Fee (per item) $30.00
NSF Deposit (per item) $30.00
Overdraft Coverage (per item) $2.00
Stop Payment (per item) $15.00*
Stop Payment (range) $25.00*
Uncollected Funds (per item) $20.00
IRA ACCOUNT FEES
Annual Fee $15.00*
Closed or Transferred Account $35.00
LOAN FEES
Cancellation or Denial Fee $5.00 per applicant
Home Equity Loan Application Contact Credit Union
Home Equity Loan Reimbursement Fee Contact Credit Union
Home Equity Subordination Fee $100.00
Non-Sufficient Funds – NSF (per item) $30.00
VISA CREDIT CARD FEES
Cancellation/Denial $5.00 per applicant
Late Payment Classic $15.00; Platinum $25.00
Returned Payment $25.00
Credit Card Replacement $5.00*
Priority Express Delivery Credit Card Request $20.00
OTHER FEES
Account Verification $10.00
ACH – Outgoing $5.00
Bad Address (monthly) $5.00
Certified Mail $6.00
Copy of Account Statement (per statement cycle; available for most recent 6 years only) $5.00
Copy of Check $10.00
Dormant Account (monthly) – charged on accounts with no activity for more than 1 year and Relationship balance less than $1,000 $5.00
Federal Express $30.00
Federal Express (Saturday) $40.00
Levies $30.00
Low Balance (Monthly) – charged on accounts open for more than 1 year and relationship balance less than $100 $5.00
NJ Escheat Processing Fee $50.00
NSF Preauthorized ACH Debit $30.00
Request to have check mailed (under $100) $5.00
Account Research/Reconciliation $25.00
Excessive Withdrawal Fee
Savings and other non-club accounts (excluding IRA/CDs) – for each withdrawal in excess of 4 per calendar quarter $5.00
Club Accounts (Holiday/Vacation) – for each withdrawal in excess of 1 per calendar quarter $5.00
Returned Check $30.00
Returned Statement $5.00
Shared Branch Convenience Fee (for all transactions) $2.00 (effective June 1, 2017)
Stop Payment (HEFCU issued check) $10.00
Paper Statement Fee (for each periodic paper statement cycle date) $1.50
Wire – Outgoing $25.00*

Fee Schedule effective June 1, 2017
*Refer to HEFCU Reward Schedule (PDF – new window/tab)
Fees Subject to Change Without Notice

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