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About Us

Healthcare Employees Federal Credit Union (HEFCU) is the full-service, not-for-profit financial institution dedicated to improving the lives of New Jersey's healthcare employees. With a wide selection of low-rate loans, free Checking, convenient online and mobile banking and nationwide account access; we're working hard to improve the financial health of those that work tirelessly to improve our physical and mental health.

You can join the credit union by opening a Primary Savings with an initial deposit of at least $10. Your Primary Savings establishes your membership with HEFCU and allows you to take advantage of all the accounts, loans and services we have to offer.

Who Can Join?          Membership Application

MISSION:

To create superior member value over a lifelong relationship through personalized service and competitive and convenient financial services, while maintaining a sound financial condition.

VISION:

To become recognized as the premier financial institution of choice through the following:

  • Anticipating, identifying, and surpassing the expectations of all our members by creating a superior experience through continued development of products and services.
  • Employing a competent and dedicated staff utilizing competitive delivery systems and striving for total member satisfaction.
  • Having oversight and direction from an effective Board of Directors and management team who demonstrate a commitment to representing and satisfying the needs of the membership by developing and promoting quality services.
  • Auto Loan

    as low as
    5.20
    %
    APR*
    Calculate
  • Credit Card

    as low as
    8.99
    %
    APR*
    Calculate
  • Home Equity Loans

    as low as
    5.69
    %
    APR*
    Calculate
  • Share Secured Loan

    as low as
    5.25
    %
    APR*
    Calculate