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Main Branch
29 Emmons Drive, Suite C-40
Princeton, NJ 08540

Call us at:
Toll-free (800) 624-3312
Princeton Phone Number (609) 951-0700
Princeton Fax Number (609) 275-4194

Office Hours:
Monday through Friday 8:30 a.m. to 4:30 p.m.

 

Auto Loan Calculators     Loan Calculator     Mortgage Calculator     Savings Calculators    

Complete list of calculators

 

Healthcare Employees Federal Credit Union
Current Rates

 

 

Printable Rate Sheet

 

Deposit Accounts Average Daily Balance

Rate

APY*

Rate Effective

Savings Account $100.00 to $500.00

0.05%

0.05%

10/01/2012

  Over $500.00

0.15%

0.15%

10/01/2012

Club Accounts $100.00 to $500.00

0.05%

0.05%

10/01/2012

  Over $500.00

0.15%

0.15%

10/01/2012

Savings IRA Accounts1 $100.00 to $500.00

0.05%

0.05%

10/01/2012

  Over $500.00

0.15%

0.15%

10/01/2012

       

 

FREE Checking Account Over $1,000.00

0.05%

0.05%

07/01/2011

Money Market Account2 $5,000.00 to $50,000.00

0.15%

0.15%

12/01/2012

  $50,000.01 to $99,999.99

0.20%

0.20%

12/01/2012

  $100,000 +

0.25%

0.25%

12/01/2012

       

 

Certificates of Deposit
Certificates of Deposit IRA

In order to provide the most competitive rates, our CD rates may change on a weekely basis.  Please call our office for the most current rate.

* APY = Annual Percentage Yield
1 Savings IRAs will earn dividend according to balance tier
2 Free Checks, Debit Cards, Money Orders, and Overdraft Protection

 
Loan Types1

APR*

 

Rate Effective

Unsecured

as low as 9.99%

Limit = $15,000

04/25/2008

100% Share Secured

6.25%

No Limit

04/25/2008

   

 

 

5 Yr Fixed Home Equity4

as low as 2.99%

Up to 80% LTV3

06/19/2014

7 Yr Fixed Home Equity4

as low as 3.24%

Up to 80% LTV3

06/19/2014

10 Yr Fixed Home Equity4

as low as 3.74%

Up to 80% LTV3

06/19/2014

15 Yr Fixed Home Equity4

as low as 4.74%

Up to 80% LTV3

06/19/2014

20 Yr Fixed Home Equity4

as low as 5.24%

Up to 80% LTV3

06/19/2014

5 Yr Balloon Loan Variable4

2.74%

 Up to 80% LTV

06/19/2014

Variable (Home Equity Line of Credit)2, 4

As low as Prime minus 0.75%

 

 

5 Yr First Lien Home Equity4 

2.49% 

 Up to 70% LTV

06/19/2014

7 Yr First Lien Home Equity4 

 2.74%

 Up to 70% LTV

06/19/2014 

10 Yr First Lien Home Equity4

3.24%

Up to 70% LTV

06/19/2014

15 Yr First Lien Home Equity4

4.24%

Up to 70% LTV

06/19/2014

New / Used Auto5

as low as 2.34%

Up to 60 months6

06/19/2014

VISA Credit Card Classic

12.00%

No Annual Fee

 

VISA Credit Card Platinum

8.99%

No Annual Fee

 

 
* APR = Annual Percentage Rate
1 Loan rates and/or eligibility are determined by the member's credit score
2 Minimum APR is 4.00% and maximum is 18.00%; APR is floor rate when Index + Margin is below the floor
3 LTV above 80% offered at a higher rate
4 New Jersey and Pennsylvania residence only
5 New or Used Car Loans pertain to model years 2005-2014
6 Up to 84 month loans are available and will only apply to cars with a minimum financed amount of $20,000

Rates are subject to change and do not apply to existing loans.
Please call the credit union at (609) 951-0700 or (800) 624-3312 for the most current rates.
Loan rates and/or Eligibility are determined by the member's credit score
Certain conditions and restriction may apply to rates, fees, and limits.

 

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