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Main Branch
29 Emmons Drive, Suite C-40
Princeton, NJ 08540

Call us at:
Toll-free (800) 624-3312
Princeton Phone Number (609) 951-0700
Princeton Fax Number (609) 275-4194

Office Hours:
Monday through Friday 8:30 a.m. to 4:30 p.m.


First Lien Home Equity Loan

With our Express Refinance (First Lien Home Equity Loan), you can payoff your existing mortgage with another lender.  We offer fast and easy financing and you can apply online 24/7!  Our low fixed rate loan offers an affordable monthly payment and may be tax deductible.

  • Borrow up to 70% of your home's value
  • Loan amounts from $25,000 up to $250,000
  • Terms from 5 to 15 years with fixed monthly payments 
  • Property must be owner-occupied and located in New Jersey or Pennsylvania
  • Member's Choice Credit Disability and Credit Life Insurance coverage available
  • No application fees (minimum $25,000 loan amount)
  • No escrow
  • No prepayment penalty ($500 reimbursement fee assessed on loans paid in full within first 36 months)
  • Closing conducted in our Princeton office or via the mail

Call our loan department at (800) 624-3312, option 3, for further details.



Mortgage Loan Originator:  Theresa Dempster, NMLS# 456077
Mortgage Loan Originator:  Alem Muslic, NMLS# 1042540
Federal Institution Account #422958
NMLS Consumer Access Website: 






Click here for calculators

Click here for our current rates

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