GMAC Mortgage – Your Home is Where our Heart is

Healthcare Employees Federal Credit Union and GMAC are partnered to make home financing simple and hassle-free for you!

Take advantage of best-in-class mortgage solutions from GMAC Mortgage thanks to HEFCU.  No matter where you are in life, we can show you ways to buy a home, or refinance your current home to get cash for other things that are important to you.  And we’ll guide you through the process step-by-step!

• Over 300 mortgage programs
• "Construction lending" available
• Conventional and non-conforming programs, for fixed-rate and adjustable-rate loans
• Jumbo loans
• Purchases or refinancing for second homes and investment properties.
• First-Time Homebuyers Program with up to 103% financing.
• FHA/VA and other government programs.
• Option to close in your new home.
• Commitments to members in as few as five days.
• Pre-qualification letters for those members just starting to shop.

Call (800) 297-4622, ext. 721

or visit

www.gmacm.net/michele_burch

for details.