Main Branch
29 Emmons Drive, Suite C-40
Princeton, NJ 08543
Call us at:
Toll-free (800) 624-3312
Princeton Phone Number (609) 951-0700
Princeton Fax Number (609) 275-4194
Office Hours:
Monday through Friday 8:30 a.m. to 4:30 p.m.
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Using the equity in your home is a smart way to borrow. We offer fast and easy financing. Apply online for an instant decision within seconds. A revolving line of credit is convenient and flexible (use it as you need it). A 15-year term helps lower your monthly payment. In addition, your loan may be tax deductible.
- Borrow up to 80% of your home’s value (minus your first mortgage and any other mortgages)
- Credit Limits up to $200,000.00 available ($10,000 minimum)
- Advance requests offered during the first 5 years (draw period)
- Choose from several convenient options available to take advances on your credit line
- Property must be owner-occupied and located in New Jersey or Pennsylvania
- Credit Disability and Life Insurance coverage available
- NO application fees (minimum $25,000.00 initial advance)
- NO prepayment penalty ($350.00 reimbursement fee assessed on lines closed within first 36 months if above application has been waived as a benefit)
- Rate is based on Wall Street Journal Prime and is reviewed quarterly with adjustments as necessary the beginning of each new quarter (January, April, July and October; maximum rate cannot exceed 18%)
- Rates as low as Prime minus .75% for the life of loan
- Closing conducted in our Princeton office or via the mail
Call the Loan Department at (800) 6242-3312, ext. 6200 for further details
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