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Main Branch
29 Emmons Drive, Suite C-40
Princeton, NJ 08540

Call us at:
Toll-free (800) 624-3312
Princeton Phone Number (609) 951-0700
Princeton Fax Number (609) 275-4194

Office Hours:
Monday through Friday 8:30 a.m. to 4:30 p.m.

Home Equity Line of Credit

Using the equity in your home is a smart way to borrow.  We offer fast and easy financing. 
Apply online 24/7! A revolving line of credit is convenient and flexible (use it as you need it).  A 15-year term helps lower your monthly payment.  In addition, your loan may be tax deductible.


  • Borrow up to 80% of your home’s value (minus your first mortgage and any other mortgages)
  • Credit Limits up to $200,000.00 available ($10,000 minimum)
  • Advance requests offered during the first 5 years (draw period)
  • Choose from several convenient options available to take advances on your credit line
  • Property must be owner-occupied and located in New Jersey or Pennsylvania
  • Member's Choice Credit Disability and Credit Life Insurance coverage available
  • NO application fees (minimum $25,000.00 initial advance)
  • NO prepayment penalty ($500.00 reimbursement fee assessed on lines closed within first 36 months if above application has been waived as a benefit)
  • Rate is based on Wall Street Journal Prime and is reviewed quarterly with adjustments as necessary the beginning of each new quarter (January, April, July and October; maximum rate cannot exceed 18%)
  • Rates as low as Prime minus .75% for the life of loan (our floor rate is 4%) 
  • Closing conducted in our Princeton office or via the mail  


Call the Loan Department at (800) 624-3312, option 3, for further details.

Mortgage Loan Originator: Theresa Dempster, NMLS# 456077
Mortgage Loan Originator: Alem Muslic, NMLS# 1042540
Federal Institution Account #422958
NMLS Consumer Access Website:  






Click here for calculators

Click here for our current rates


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