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Main Branch
29 Emmons Drive, Suite C-40
Princeton, NJ 08540

Call us at:
Toll-free (800) 624-3312
Princeton Phone Number (609) 951-0700
Princeton Fax Number (609) 275-4194

Office Hours:
Monday through Friday 8:30 a.m. to 4:30 p.m.


Are you saving for a financially secure retirement? The sooner you start, and the more you save, the better off you will be when you retire. Let HEFCU help you along the way with the following Individual Retirement Account (IRA) solutions:

About IRAs

  • IRAs can offer tax advantages*
  • IRAs offer a supplement to other retirement planning vehicles*
  • IRA accounts are federally insured by the National Credit Union Share Insurance Fund to a maximum of $250,000
  • We accept transfers or rollovers from IRA accounts at other institutions
  • Contributing to an IRA will help as you pursue the goal of a financially secure retirement*

*Consult your tax professional for specific advice






HEFCU IRA Savings Account

  • Helps build retirement savings
  • Rate based upon account balance
  • Make periodic contributions via payroll deduction or direct deposit
  • Transfer or roll over IRAs from other institutions
  • Access your account information 24/7 via online banking
  • Initial deposit of $500 required in order to open this IRA account


HEFCU IRA Share Certificates

  • Offer premium dividend rates with terms from 6 months to 3 years
  • Minimum balance of $1,000 required in order to open this IRA account



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