• Direct deposit of paycheck
• Payroll deduction allocation
• Mail in deposit to our Lock Box (HEFCU, PO Box 27508, Newark, NJ 07101-8708)
• Walk-in deposit at our Princeton location 
• Walk-in deposit to one of our Shared Branch locations
• ATM deposit at any machine accepting deposits

• Call our toll-free number during normal business hours and a check will be immediately sent to your home address
• Walk-in
• Visit a Shared Branch locations
• ATM (STAR) Card
• Use our Call-24 system
• Fees: Four (4) free withdrawals per calendar quarter (Call for current fee schedule)

• Statements mailed to your home address at the end of each calendar quarter (or monthly for STAR and checking participants)
• Complete confidentiality
• Insured to $100,000 per member by the National Credit Union Share Insurance Fund (an agency of the U.S. Government)
• Certificates of Deposit also available in denominations of $1,000 for six, twelve, twenty-four, and thirty-six months.

• Payroll deduction convenience
• Holiday club matures on October 1
• Vacation club matures on May 1
• Funds will be automatically transferred to savings at maturity
• Continuous membership, no re-enrollment necessary

NOTE: IN ORDER TO HAVE A CLUB ACCOUNT, A SHARE SAVINGS ACCOUNT MUST BE MAINTAINED FOR AT LEAST $10.00

STAR

• 24-hour deposit/withdrawal service
• Access available at any ATM machine
• Separate application must be completed (Call our office for a STAR card application)
• Certain fees and restrictions may apply (refer to disclosure information)
• Statements will be mailed to your home address at the end of each calendar quarter (or monthly for STAR and checking participants)
• Free STAR cards are available for eligible members