| ATM FEES |
|
| ATM Card Replacement |
$5.00* |
| Withdrawals (non-HEFCU ATMs) |
$1.50* |
| Balance Inquiry (non-HEFCU ATMs) |
$0.50* |
| Copy of PIN # |
$5.00 |
| Denied ATM/Debit Card Transactions incl. POS (non-HEFCU ATMs) |
$1.00*
|
| HEFCU Owned ATM Fees |
$0.00 |
| International ATM Transaction Fee |
1% of Transaction Amount |
| |
|
| CHECKING ACCOUNT FEES |
|
| Closed Account (Abuse) |
$10.00 |
| Copy of Check |
$3.00 |
| Courtesy Pay Fee (per item) |
$30.00 |
| NSF Deposit (per item) |
$30.00 |
| Overdraft Coverage (per item) |
$2.00 |
| Stop Payment (per item) |
$15.00* |
| Stop Payment (range) |
$25.00* |
| Uncollected Funds (per item) |
$20.00 |
| |
|
| IRA ACCOUNT FEES |
|
| Annual Fee |
$15.00* |
| Closed or Transferred Account |
$35.00
|
| |
|
| LOAN FEES |
|
| Cancellation or Denial Fee |
$5.00 per applicant |
| Home Equity Loan Application |
Call Credit Union |
| Home Equity Loan Reimbursement Fee |
$350.00 |
| Mortgage Cancellation |
$75.00
|
| |
|
| VISA Credit Card Fees |
|
| Over-the-Credit Limit |
$25.00 |
| Cancellation/Denial |
$5.00 per applicant |
| Late Payment |
$25.00 |
| Returned Check |
$25.00 |
| Credit Card Replacement |
$5.00* |
| |
|
| OTHER FEES |
|
| ACH - Outgoing |
$5.00 |
| Bad Address (monthly) |
$5.00 |
| Certified Mail |
$6.00 |
| Copy of Account Statement |
$5.00 |
| Copy of Check |
$10.00
|
|
Dormant Account (monthly) - charged on accounts with no activity for more than 1 year and Relationship balance less than $1,000)
|
$5.00 |
| Federal Express |
$20.00 |
| Federal Express (Saturday) |
$30.00 |
| Levies |
$30.00 |
| Low Balance (Monthly) - charged on accounts open for more than 1 year and relationship balance less than $100 |
$5.00 |
| Money Order |
$3.00* |
| NSF Preauthorized ACH Debit |
$30.00 |
| Request to have check mailed (under $100) |
$5.00 |
| Research |
$25.00 |
| Returned Check |
$30.00 |
| Returned Statement |
$5.00 |
| Stop Payment (HEFCU issued check) |
$10.00 |
| Wire - Outgoing |
$25.00* |
| |
|
| Fee Schedule effective March 1, 2008 |
| *Refer to HEFCU Reward Schedule |
|
Fees Subject to Change Without Notice
|
