Main Branch
29 Emmons Drive, Suite C-40
Princeton, NJ 08540
Call us at:
Toll-free (800) 624-3312
Princeton Phone Number (609) 951-0700
Princeton Fax Number (609) 275-4194
Office Hours:
Monday through Friday 8:30 a.m. to 4:30 p.m.
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Auto Loan Calculators Loan Calculator Mortgage Calculator Savings Calculators
Complete list of calculators
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Healthcare Employees Federal Credit Union
Current Rates
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Savings/Clubs/IRAsF
Savings rates effective 04/01/2010
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Free Checking
Free Checking rates effective 01/01/2009
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| Average Daily Balance |
Rate
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APY**
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Average Daily Balance |
Rate
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APY**
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| $100.01 to $500.00 |
0.10%
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0.10%
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Over $1,000.00 |
0.25%
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0.25%
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| $500.01 to $5,000.00 |
0.35%
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0.35%
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(Visa Debit Card also available)
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| $5,000.01 to $20,000.00 |
0.55%
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0.55%
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High Yield Premier Money Manager Checking
Money Market rates effective 07/01/2010
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| $20,000.01 to $40,000.00 |
0.65%
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0.65%
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Daily Balance |
Rate
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APY**
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| $40,000.01 to $99,999.99 |
0.75%
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0.75%
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$5,000.00 to $20,000.00 |
0.50%
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0.50%
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| $100,000 + |
1.25%
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1.26%
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$20,000.00 to $50,000.00 |
0.75%
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0.75%
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| FSavings/IRAs will earn dividend according to balance tier |
$50,000.01 to $99,999.99 |
1.00%
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1.00%
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$100,000 + |
1.50%
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1.51%
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Free Checks, Debit Cards, Money Orders, and Overdraft Protection
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CD Rates effective week of 08/31/2010
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Term
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Rate
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APY**
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6 Months
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0.10%
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0.10%
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12 Months
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0.35%
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0.35%
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24 Months
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0.70%
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0.70%
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36 Months
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1.20%
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1.21%
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48 Months
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1.20%
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1.21%
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60 Months
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1.70%
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1.71%
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Personal Loans1
Loan rates effective 04/25/2008
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Home Equity/Second Mortgage Loans1
Loan rates effective 02/10/2010
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| Type |
APR*
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Limit
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Type |
Up to 80% LTV APR*
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| Unsecured |
9.99%
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$15,000
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5 Year Fixed |
5.24%
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| 100% Share Secured |
6.25%
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No Limit
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7 Year Fixed |
5.49%
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Credit Cards
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10 Year Fixed |
5.99%
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VISA
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12.00%
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No Annual Fee
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15 Year Fixed |
6.05%
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VISA Platinum
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8.99%
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No Annual Fee
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20 Year Fixed |
6.25%
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Variable*** |
as low as Prime minus 0.75%
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Ask about how to qualify for up to an additional 1/2% discount^ on any of our loan rates (excluding VISA Credit Cards)
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***Minimum APR is 4.00% and maximum is 18.00%. |
LTV above 80% offered at a higher rate
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APR is floor rate when Index + Margin is below floor |
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New Jersey/Pennsylvania residence only
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 New Or Used Car Loans=1
Loan rates effective 04/01/2009
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Duration
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APR*
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APR* (with 25% Down Payment)
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24 months
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3.79%
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3.54%
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36 Months
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4.29%
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4.04%
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48 Months
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4.79%
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4.54%
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60 Months
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5.29%
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5.04%
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72 Months±
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5.79%
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5.54%
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±72 month loans will only apply to new cars with minimum financed amount of $20,000
=New or Used Car Loans pertain to model years 2005-2011
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Rates are subject to change and do not apply to existing loans.
Please call the credit union at (609) 951-0700 or (800) 624-3312 for the most current rates.
1Loan rates and/or Eligibility are determined by the member's credit score
Certain conditions and restriction may apply to rates, fees, and limits.
^All discounts require eStatement registration as well as other restrictions for all discounts
*APR=Annual Percentage Rate / **APY=Annual Percentage Yield
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