Take Part in the Youth Involvement Board’s 2012 Scholarship Program at HEFCU! HEFCU is taking part in the New Jersey Credit Union League’s YIB 2012 Scholarship program. If you are a high school senior and a HEFCU member, you are eligible to apply!   The YIB Scholarship is an award of up to $1,000 to be paid jointly to the winning student and the student’s chosen accredited educational institution. The applicant must be a member in good standing at HEFCU and must be enrolled as a high school senior at the time of the application. Scholarship funds must be used: 1. for tuition or textbooks; 2. only at an accredited educational institution (2- or 4-year college, university, or technical school).   The judging of the entries will be performed by YIB volunteers and is based on academic performance, extracurricular activities, community service/involvement, references, and personal goals. The application deadline is April 2, 2012.   Interested in applying? Click here to download the application today!   New Speedy Loan Application from your Smartphone HEFCU members can now begin the loan application process from wherever they are – an auto dealership, your kitchen table, or just about anywhere – all on a Smartphone. Simply log on to our website from any Smartphone and complete the loan application just as if you were using a regular computer! Give Yourself the Gift of More Money!  Skip a Payment on your loan! Do you currently have a HEFCU Auto or Personal Loan? If so, you may be eligible to skip one monthly loan payment!  (excludes real estate and credit card loans) HEFCU is here to help members lighten the burden on their budget. As a valued credit union member, you have the opportunity to Skip-A-Paymenton your loan! For a small $25 processing fee, you can choose which month you would like to skip your payment. It's that simple! Put some extra cash back into your pocket. Certain restrictions and conditions may apply. To see if you are eligible, contact us today at 609-951-0700, x6200 and ask to speak with a loan representative.   You may elect to skip one (1) monthly loan payment during a specific month for each 12-consecutive month period. There is a $25.00 processing fee for each loan payment you choose to skip. All obligated borrowers or guarantors must sign a Skip-A-Payment Member Authorization Request form. This offer is good on the following loan types only: Auto and Personal Loans For a loan to qualify, you must have already made the last six (6) monthly payments. Delinquent HEFCU loans are not eligible for Skip-A-Payment. Download the Skip-A-Payment Request Form Today!   ELECTRONIC CHECK CONVERSION - Consumer Information Have you made a purchase for which you decided to pay by check, handed the clerk your check, and seen the clerk run your check through a machine and hand the voided check back to you with your receipt? If your answer is “Yes” you have experienced electronic check conversion. It is a process by which your check is used to make an electronic payment from your account.  For more information, please click here.