The HEFCU VISA Credit Card
When you use your Healthcare Employees Federal Credit Union VISA card, you will realize savings and benefits not available with other credit cards. HEFCU offers two different credit card programs, Classic and Platinum; the appropriate card will be selected for you based upon your credit worthiness.
· NO Annual Fee!
· NO Minimum Finance Charge!
· NO Transaction Fees!
· LOW Rate of only 8.99% on our VISA Platinum Card
· LOW Rate of ONLY 12.0% on our VISA Classic Card
· 25 Day Interest FREE Grace Period On Purchases
· Cash Advances Available!
Stop Paying High Interest And Annual Fees On Bank Issued Credit Cards.
Regardless of other bank issued credit cards you have--MasterCard, Discover, VISA--convert your current balance(s) to a Healthcare Employees Federal Credit Union VISA Platinum or Classic card and begin to save money IMMEDIATELY!
Don’t Delay. Apply Today.
Take advantage of the many benefits available to you by applying for YOUR Healthcare Employees Federal Credit Union VISA card today. Simply complete the application and return it (via fax or mail) to the credit union with two current pay stubs. A $5.00 application fee, per applicant, is waived should you be approved and accept the card. Be sure to read the disclosure attached to the application.
Life Should be Rewarding!
Use your HEFCU VISA Platinum credit card for everyday life! Purchase groceries, pay for an oil change or buy that last minute gift for a friend. For every qualifying purchase made using your card, you will earn valuable Bonus Points that may be redeemed for brand-name merchandise and exciting travel awards. You will earn one ScoreCard® Reward Point for every $1 you spend
While you’re busy taking care of your life, ScoreCard is taking care of you. Make sure you use your HEFCU Visa Platinum credit card for all purchases. You’ll be amazed at how quickly your Bonus Points add up! Visit www.scorecardrewards.com to check your point total, see a complete list of awards and redeem Bonus Points for gifts or travel.
Note: If you are traveling outside of the United States, please call us in advance at 1-800-624-3312, option 3, to have uninterrupted access to your HEFCU credit card for the dates you will be traveling!
Effective April 4, 2008, Visa will charge a 0.8% international transaction fee for international transactions when Visa is not required to perform a currency conversion to U.S dollars. A 1.0% international transaction fee will be charged when Visa performs a currency conversion to U.S dollars.